São Tomé and Príncipe Net Salary Calculator 2026

Find out how much you actually take home in São Tomé and Príncipe. Enter your annual gross salary in STN and instantly see your net pay, social contributions breakdown and effective IRS (Personal Income Tax) rate.

Annual net salary
Monthly net salary
Gross salary
Gross salary
INSS (National Social Security)
INSS (National Social Security)
INSS (4%)
IRS (Personal Income Tax) (estimated)
IRS (Personal Income Tax) (estimated)
Total effective rate

How is net salary calculated in São Tomé and Príncipe?

In São Tomé and Príncipe, net salary is calculated by subtracting social security contributions (INSS (National Social Security)) and income tax (IRS (Personal Income Tax)) from the annual gross salary.

IRS (Personal Income Tax) uses a progressive scale. Rates range from 0 % for the lowest incomes to 25 % for the highest. Only the portion of income that falls within each bracket is taxed at that rate, never the full salary.

INSS (National Social Security) contributions amount to approximately 4 % of gross salary, funding the pension, healthcare and other social benefits available to employees in São Tomé and Príncipe.

This calculator uses official data from DGRCI São Tomé and Príncipe (dgrci.st) for 2026. Results are indicative; for exact calculations or specific situations (personal deductions, special regimes) consult a tax adviser or the country's tax authority.

The first STN 3,500/year is exempt. The employee contributes 4% to the INSS (pension and health). The employer adds 12%. The new dobra (STN) has been pegged to the euro (1 EUR = 24.5 STN) since 2018, when the old dobra was redenominated (1 STN = 1,000 STD).

Frequently asked questions

How is net salary calculated in São Tomé and Príncipe?
Net salary is obtained by subtracting INSS (National Social Security) contributions (approx. 4 %) and IRS (Personal Income Tax) (from 0 % to 25 %) from the annual gross. This calculator applies the rates in force for 2026 according to DGRCI São Tomé and Príncipe (dgrci.st).
What is IRS (Personal Income Tax)?
IRS (Personal Income Tax) is the personal income tax in São Tomé and Príncipe. It works on a progressive scale: lower brackets are taxed less, higher brackets more. The top rate in 2026 is 25 %.
What does INSS (National Social Security) deduct from salary?
INSS (National Social Security) deducts approximately 4 % of gross salary. These contributions fund the pension, healthcare and other social benefits in São Tomé and Príncipe.
What are the IRS (Personal Income Tax) brackets in São Tomé and Príncipe 2026?
Rates range from 0 % to 25 %. Each rate applies only to the portion of income within that bracket, never to the full salary. Check DGRCI São Tomé and Príncipe (dgrci.st) for the exact updated figures.
What is the difference between gross and net salary in São Tomé and Príncipe?
Gross salary is the amount stated in your contract before deductions. Net salary is what reaches your bank account after IRS (Personal Income Tax) and INSS (National Social Security) are deducted. The difference is typically between 15 % and 40 % of gross, depending on income level.
Are these results accurate?
They are an indicative estimate based on the general 2026 rates. Exact calculations may vary based on personal circumstances, deductions or special regimes. For precise figures, consult DGRCI São Tomé and Príncipe (dgrci.st) or a local tax adviser.
How often are tax rates updated in São Tomé and Príncipe?
Normally once a year, with each tax year. This calculator reflects the rates in force for 2026. When in doubt, always check the official source: DGRCI São Tomé and Príncipe (dgrci.st).
Calculator updated with São Tomé and Príncipe 2026 tax data from DGRCI São Tomé and Príncipe (dgrci.st). Results are indicative.

How is net salary calculated in other countries?

Each country has its own tax and social security system. Check the specific calculator:

North America

🇺🇸 United States 🇨🇦 Canada 🇲🇽 Mexico

Central America

🇧🇿 Belize 🇬🇹 Guatemala 🇭🇳 Honduras 🇸🇻 El Salvador 🇳🇮 Nicaragua 🇨🇷 Costa Rica 🇵🇦 Panama

South America

🇨🇴 Colombia 🇻🇪 Venezuela 🇬🇾 Guyana 🇸🇷 Suriname 🇪🇨 Ecuador 🇵🇪 Peru 🇧🇷 Brazil 🇧🇴 Bolivia 🇵🇾 Paraguay 🇨🇱 Chile 🇦🇷 Argentina 🇺🇾 Uruguay

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Northern Europe

🇸🇪 Sweden 🇳🇴 Norway 🇩🇰 Denmark 🇫🇮 Finland 🇮🇸 Iceland 🇪🇪 Estonia 🇱🇻 Latvia 🇱🇹 Lithuania

Southern Europe / Balkans

🇮🇹 Italy 🇬🇷 Greece 🇨🇾 Cyprus 🇲🇹 Malta 🇸🇲 San Marino 🇭🇷 Croatia 🇸🇮 Slovenia 🇷🇸 Serbia 🇧🇦 Bosnia and Herzegovina 🇲🇪 Montenegro 🇦🇱 Albania 🇲🇰 North Macedonia

Eastern Europe

🇵🇱 Poland 🇨🇿 Czech Republic 🇸🇰 Slovakia 🇭🇺 Hungary 🇷🇴 Romania 🇧🇬 Bulgaria 🇧🇾 Belarus 🇲🇩 Moldova 🇷🇺 Russia 🇺🇦 Ukraine

Central Asia & Caucasus

🇹🇷 Turkey 🇦🇿 Azerbaijan 🇬🇪 Georgia 🇦🇲 Armenia 🇰🇿 Kazakhstan 🇰🇬 Kyrgyzstan 🇺🇿 Uzbekistan 🇹🇯 Tajikistan 🇹🇲 Turkmenistan

East Asia

🇨🇳 China 🇯🇵 Japan 🇰🇷 South Korea 🇲🇳 Mongolia 🇹🇼 Taiwan

South Asia

🇮🇳 India 🇵🇰 Pakistan 🇧🇩 Bangladesh 🇱🇰 Sri Lanka 🇳🇵 Nepal 🇲🇻 Maldives 🇧🇹 Bhutan 🇦🇫 Afghanistan

Southeast Asia

🇸🇬 Singapore 🇲🇾 Malaysia 🇹🇭 Thailand 🇵🇭 Philippines 🇮🇩 Indonesia 🇻🇳 Vietnam 🇰🇭 Cambodia 🇲🇲 Myanmar (Burma) 🇱🇦 Laos 🇧🇳 Brunei 🇹🇱 Timor-Leste

Middle East

🇸🇦 Saudi Arabia 🇧🇭 Bahrain 🇦🇪 United Arab Emirates 🇰🇼 Kuwait 🇴🇲 Oman 🇶🇦 Qatar 🇮🇱 Israel 🇯🇴 Jordan 🇮🇶 Iraq 🇮🇷 Iran 🇱🇧 Lebanon 🇵🇸 Palestine 🇸🇾 Syria 🇾🇪 Yemen

North Africa

🇲🇦 Morocco 🇩🇿 Algeria 🇹🇳 Tunisia 🇪🇬 Egypt 🇱🇾 Libya 🇸🇩 Sudan 🇲🇷 Mauritania

West Africa

🇳🇬 Nigeria 🇬🇭 Ghana 🇸🇳 Senegal 🇨🇮 Ivory Coast 🇲🇱 Mali 🇧🇫 Burkina Faso 🇹🇬 Togo 🇧🇯 Benin 🇳🇪 Niger 🇬🇳 Guinea 🇨🇻 Cape Verde 🇬🇲 Gambia 🇸🇱 Sierra Leone 🇱🇷 Liberia 🇬🇼 Guinea-Bissau

Central Africa

🇨🇲 Cameroon 🇬🇦 Gabon 🇦🇴 Angola 🇨🇬 Republic of the Congo 🇨🇩 DR Congo 🇬🇶 Equatorial Guinea 🇨🇫 Central African Republic 🇹🇩 Chad

East Africa

🇰🇪 Kenya 🇹🇿 Tanzania 🇺🇬 Uganda 🇪🇹 Ethiopia 🇷🇼 Rwanda 🇲🇺 Mauritius 🇲🇬 Madagascar 🇲🇼 Malawi 🇸🇨 Seychelles 🇧🇮 Burundi 🇰🇲 Comoros 🇩🇯 Djibouti 🇪🇷 Eritrea 🇸🇴 Somalia 🇸🇸 South Sudan

Southern Africa

🇿🇦 South Africa 🇳🇦 Namibia 🇿🇲 Zambia 🇲🇿 Mozambique 🇿🇼 Zimbabwe 🇧🇼 Botswana 🇱🇸 Lesotho 🇸🇿 Eswatini (Swaziland)

Oceania

🇦🇺 Australia 🇳🇿 New Zealand 🇵🇬 Papua New Guinea 🇫🇯 Fiji 🇸🇧 Solomon Islands 🇼🇸 Samoa 🇹🇴 Tonga 🇻🇺 Vanuatu 🇰🇮 Kiribati 🇫🇲 Micronesia 🇳🇷 Nauru 🇲🇭 Marshall Islands 🇵🇼 Palau 🇹🇻 Tuvalu

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