Peru Net Salary Calculator 2026

Find out how much you actually take home in Peru. Enter your annual gross salary in PEN and instantly see your net pay, social contributions breakdown and effective 5th category income tax rate.

Annual net salary
Monthly net salary
Gross salary
Gross salary
ONP / AFP
ONP / AFP
ONP (pension)
5th category income tax (estimated)
5th category income tax (estimated)
Total effective rate

How is net salary calculated in Peru?

In Peru, net salary is calculated by subtracting social security contributions (ONP / AFP) and income tax (5th category income tax) from the annual gross salary.

5th category income tax uses a progressive scale. Rates range from 0 % for the lowest incomes to 30 % for the highest. Only the portion of income that falls within each bracket is taxed at that rate, never the full salary.

ONP / AFP contributions amount to approximately 13 % of gross salary, funding the pension, healthcare and other social benefits available to employees in Peru.

This calculator uses official data from SUNAT (sunat.gob.pe) for 2026. Results are indicative; for exact calculations or specific situations (personal deductions, special regimes) consult a tax adviser or the country's tax authority.

Frequently asked questions

How is net salary calculated in Peru?
Net salary is obtained by subtracting ONP / AFP contributions (approx. 13 %) and 5th category income tax (from 0 % to 30 %) from the annual gross. This calculator applies the rates in force for 2026 according to SUNAT (sunat.gob.pe).
What is 5th category income tax?
5th category income tax is the personal income tax in Peru. It works on a progressive scale: lower brackets are taxed less, higher brackets more. The top rate in 2026 is 30 %.
What does ONP / AFP deduct from salary?
ONP / AFP deducts approximately 13 % of gross salary. These contributions fund the pension, healthcare and other social benefits in Peru.
What are the 5th category income tax brackets in Peru 2026?
Rates range from 0 % to 30 %. Each rate applies only to the portion of income within that bracket, never to the full salary. Check SUNAT (sunat.gob.pe) for the exact updated figures.
What is the difference between gross and net salary in Peru?
Gross salary is the amount stated in your contract before deductions. Net salary is what reaches your bank account after 5th category income tax and ONP / AFP are deducted. The difference is typically between 15 % and 40 % of gross, depending on income level.
Are these results accurate?
They are an indicative estimate based on the general 2026 rates. Exact calculations may vary based on personal circumstances, deductions or special regimes. For precise figures, consult SUNAT (sunat.gob.pe) or a local tax adviser.
How often are tax rates updated in Peru?
Normally once a year, with each tax year. This calculator reflects the rates in force for 2026. When in doubt, always check the official source: SUNAT (sunat.gob.pe).
Calculator updated with Peru 2026 tax data from SUNAT (sunat.gob.pe). Results are indicative.

How is net salary calculated in other countries?

Each country has its own tax and social security system. Check the specific calculator:

North America

🇺🇸 United States 🇨🇦 Canada 🇲🇽 Mexico

Central America

🇧🇿 Belize 🇬🇹 Guatemala 🇭🇳 Honduras 🇸🇻 El Salvador 🇳🇮 Nicaragua 🇨🇷 Costa Rica 🇵🇦 Panama

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Southern Europe / Balkans

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Eastern Europe

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Central Asia & Caucasus

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South Asia

🇮🇳 India 🇵🇰 Pakistan 🇧🇩 Bangladesh 🇱🇰 Sri Lanka 🇳🇵 Nepal 🇲🇻 Maldives 🇧🇹 Bhutan 🇦🇫 Afghanistan

Southeast Asia

🇸🇬 Singapore 🇲🇾 Malaysia 🇹🇭 Thailand 🇵🇭 Philippines 🇮🇩 Indonesia 🇻🇳 Vietnam 🇰🇭 Cambodia 🇲🇲 Myanmar (Burma) 🇱🇦 Laos 🇧🇳 Brunei 🇹🇱 Timor-Leste

Middle East

🇸🇦 Saudi Arabia 🇧🇭 Bahrain 🇦🇪 United Arab Emirates 🇰🇼 Kuwait 🇴🇲 Oman 🇶🇦 Qatar 🇮🇱 Israel 🇯🇴 Jordan 🇮🇶 Iraq 🇮🇷 Iran 🇱🇧 Lebanon 🇵🇸 Palestine 🇸🇾 Syria 🇾🇪 Yemen

North Africa

🇲🇦 Morocco 🇩🇿 Algeria 🇹🇳 Tunisia 🇪🇬 Egypt 🇱🇾 Libya 🇸🇩 Sudan 🇲🇷 Mauritania

West Africa

🇳🇬 Nigeria 🇬🇭 Ghana 🇸🇳 Senegal 🇨🇮 Ivory Coast 🇲🇱 Mali 🇧🇫 Burkina Faso 🇹🇬 Togo 🇧🇯 Benin 🇳🇪 Niger 🇬🇳 Guinea 🇨🇻 Cape Verde 🇬🇲 Gambia 🇸🇱 Sierra Leone 🇱🇷 Liberia 🇬🇼 Guinea-Bissau

Central Africa

🇨🇲 Cameroon 🇬🇦 Gabon 🇦🇴 Angola 🇨🇬 Republic of the Congo 🇨🇩 DR Congo 🇬🇶 Equatorial Guinea 🇨🇫 Central African Republic 🇹🇩 Chad 🇸🇹 São Tomé and Príncipe

East Africa

🇰🇪 Kenya 🇹🇿 Tanzania 🇺🇬 Uganda 🇪🇹 Ethiopia 🇷🇼 Rwanda 🇲🇺 Mauritius 🇲🇬 Madagascar 🇲🇼 Malawi 🇸🇨 Seychelles 🇧🇮 Burundi 🇰🇲 Comoros 🇩🇯 Djibouti 🇪🇷 Eritrea 🇸🇴 Somalia 🇸🇸 South Sudan

Southern Africa

🇿🇦 South Africa 🇳🇦 Namibia 🇿🇲 Zambia 🇲🇿 Mozambique 🇿🇼 Zimbabwe 🇧🇼 Botswana 🇱🇸 Lesotho 🇸🇿 Eswatini (Swaziland)

Oceania

🇦🇺 Australia 🇳🇿 New Zealand 🇵🇬 Papua New Guinea 🇫🇯 Fiji 🇸🇧 Solomon Islands 🇼🇸 Samoa 🇹🇴 Tonga 🇻🇺 Vanuatu 🇰🇮 Kiribati 🇫🇲 Micronesia 🇳🇷 Nauru 🇲🇭 Marshall Islands 🇵🇼 Palau 🇹🇻 Tuvalu

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